mobiSuper Fees

Members with balances under $1,000 are charged zero fees directly to your account*

There is no hidden account based fees and costs. You may see fees and costs deducted and then rebated to your account when viewing your member statement, this is how we discount your fees. Fees will be rebated to your account on a monthly basis. Rebates are based on your balance at the end of the month. For example, if your account balance opened at $600 and grew to $900 during the month of December, you would be charged zero fees* in December.
*A buy/sell spread will apply to transactions.

Fees and costs summary for the High Growth, Growth and Balanced investment options

The fees and costs below apply for members with balances of $1,000 or above invested in the High Growth, Growth or Balanced investment options.
Type of fee or costAmountHow and when paid
Administration fees and costs
$78 p.a. ($1.50 per week)
The dollar based fee is deducted directly from your account balance monthly in arrears.
Administration fees and costs
High Growth0.926%

The percentage-based fee is deducted weekly from the assets of the Fund.

This fee is not deducted directly from your account.
Investment fees and costs2
High Growth0.022%

Deducted from the investment returns of the underlying investments.

This fee is not deducted directly from your account.
Transaction costs3
High Growth0.00%

Transaction costs are incurred when assets are bought or sold. They are shown net of amounts received by the buy-sell spread charged. Deducted from investment earnings before the unit price is determined.

This cost is not deducted directly from your account.

Member Activity Related Fees and Costs

Type of fee or costAmountHow and when paid
Buy-sell spread4
Balanced0.120% / 0.126%
Growth0.115% / 0.122%
High Growth0.115% / 0.124%

Deducted on a transactional basis every time units in an investment option are bought and sold, and is reflected in the unit price.

The buy-sell spread is subject to change.
Switching fee
Not applicable.
Other fees and costs
Refer to the Reference Guide for other fees and costs
Other fees and costs may apply. Refer to the “Additional Explanation of Fees and Costs” in the Reference Guide for more detailed information.
The above are fees and costs that are charged to you. There may be other fees and costs that do not impact your account but are required to be disclosed. Certain activity fees may also apply. You can find more information in the Product Disclosure Statement, Reference Guide and Insurance Guide.
1. If your account balance for a product offered by the superannuation entity is less than $6,000 at the end of the entity’s income year, certain fees and costs charged to the account in relation to administration and investment are capped at 3% of your account balance. Any amount charged in excess of that cap must be refunded.
2. Investment fees and costs includes an amount of 0.00% performance fees. Information about performance fees is set out in the ‘Additional explanation of fees and costs’ in the Reference Guide.
3. Disclosed transaction costs are an estimate based on transaction costs incurred in the previous financial year. As a result, these figures are indicative only and may change in subsequent years.
4. The buy-sell spread is a mechanism to recover transaction costs incurred by the Trustee in relation to the purchase or sale of assets when money moves into, or out of an investment option. The buy-sell spread may change without notice to meet changes in the transaction costs, including in circumstances of adverse market conditions. If there is a change to the buy-sell spread, we will let you know within 3 months of the change taking place.

Our loyalty discount program

We think members who stay with the fund should be rewarded for their loyalty!
You’ll automatically be enrolled in the program as soon as your balance reaches $1,000. If your balance falls below $1,000 for any reason in the future, you still keep your discount level.
Our loyalty discount program has seven membership levels with the fee discounts increasing over time.
The discount is calculated off your percentage-based admin fee.
Once you reach each membership level, as long as you remain a member of the fund for the next 12 months, the loyalty discount will be paid as a small refund to your account at the end of each 12 month period.
Refer to the Reference Guide for more information.

Loyalty program membership levels

Here are the seven membership levels, showing the reduced percentage-based admin fee you will pay, as well as what the level of discount is, calculated from the full percentage-based fee;
% based Admin Fee
Discount Applied calculated from full % based fee
Normal % based admin fee
Bronze Plus
Silver Plus
Gold Plus


The discount is calculated at each membership level as an additional 2% discount off your percentage-based admin fee.
In this table, for ease of display, the “percentage-based fee” column rounds the percentages displayed to 4 decimal places. The “Discount applied” column rounds the percentages displayed to 2 decimal places. The actual amounts can therefore differ very slightly as a result of this rounding.
The effect of the percent sign: It is important to remember that 0.92% is very different to 0.92. These numbers are 100 times different in size. When you add the “%” symbol, the number expressed as a decimal is 0.0092.
Percentage discounts off percentage-based fees can be confusing. Refer to the table to ensure you understand how the discount is calculated.